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Understanding Fixed-Rate Mortgages: What You Need to Know If you’re a first-time homebuyer or looking to refinance your current mortgage, you’ve probably come across the term “fixed-rate mortgage.” A fixed-rate mortgage is a popular type of home loan that offers stability and predictability. In this guide, we’ll take an in-depth look at fixed-rate mortgages, how […]

Looking to Buy? Getting Pre-Approved for a Mortgage is Step 1 You’ve possibly thought about buying a home for a while, and after viewing a million homes onZillow, are ready to hit the road and find the perfect home for you. Before hitting the road with your realestate agent, you’ll want to get pre-approved to […]

Temporary Rate Buydown Program With interest rates likely staying high for at least the first half of 2023, home buyers have felt the pinch financially when it comes to purchasing a home. To help with this, lenders have responded with temporary rate-buydown programs. There are currently 3-2-1, 2-1, and 1-0 buy down programs being offered. […]

Property Investor Loans (DSCR Loans) Due to market shifts and rising interest rates, qualifying as a property investor has become increasingly difficult. Prior to the market shift, it was already difficult enough to qualify with the huge stacks of required paperwork covering all owned properties, and then still having to qualify on a debt-to-income basis. […]