VA Loan Mortgages are Available!

VA Loan Mortgages are Available!

Receive a quote on a VA Loan today.


About VA Loans

A VA loan is a US specific mortgage loan guaranteed by the US Department of Veteran Affairs (VA). The loan may be issued by qualified lenders and was designed to offer long-term financing to eligible Veterans or their surviving spouses.

We’re here to make the VA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our VA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first time or well-seasoned buyer.

The VA Mortgage Loan Process

Here’s how our home loan process works:
  • Complete our simple VA Loan Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

More About VA Loans

VA Loan Mortgages

Here’s some of the many benefits of VA Loans:

  • Veterans can use their benefit multiple times
  • May require no down payment (100% financing of home)
  • Lower interest rates than traditional mortgages
  • Reduced fees
  • Requires a minimum FICO credit score of 580
  • 15 and 30 year fixed rate loans are available
  • Available for first time homebuyers
  • There are flexible eligibility requirements
  • No processing fee is charged
  • Allows for higher debt-to-income ratios

How Locked In Lending Can Help You With Your VA Loans

At Locked-IN Lending, LLC, we truly respect and honor those who have served our country. Veterans, active military, and their families have access to VA loans. VA loans are mortgage loans specifically created for these individuals. Though offered through private lenders, they are guaranteed by the Department of Veteran Affairs (VA), making it a fantastic program for those who qualify. We can get you into your home Macomb County, Oakland County, and all of Southeast Michigan.

Do I Qualify?

To qualify for a VA loan, you must present the lender a certificate of Eligibility includes most veterans, active military, reservists, and National Guard members.

90 days active duty during wartime

181 days active duty during peacetime

6 years in Reserves or National Guard

Get Your VA Loan Quote Now!

Mortgage rates change daily and vary based on location, your personal finances, and other factors.