VA Loans | Locked in Lending

VA Loan Mortgages are Available!

Receive a quote on a VA Loan today.

VA LOAN MORTGAGE RIGHT FOR YOU?

About VA Loans

A VA loan is a US specific mortgage loan guaranteed by the US Department of Veteran Affairs (VA). The loan may be issued by qualified lenders and was designed to offer long-term financing to eligible Veterans or their surviving spouses.

We’re here to make the VA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our VA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first time or well-seasoned buyer.

The VA Mortgage Loan Process

Here’s how our home loan process works:

Complete our simple VA Loan Mortgage Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs

GET STARTED NOW

More About VA Loans

VA Loan Mortgages

Here’s some of the many benefits of VA Loans:

Veterans can use their benefit multiple times

May require no down payment (100% financing of home)

Lower interest rates than traditional mortgages

Reduced fees

Use for purchase or refinance

Requires a minimum FICO credit score of 580

15 and 30 year fixed rate loans are available

Available for first time homebuyers

There are flexible eligibility requirements

No processing fee is charged

Allows for higher debt-to-income ratios

GET STARTED NOW

How Locked In Lending Can Help You With Your VA Loans

At Locked-IN Lending, LLC, we truly respect and honor those who have served our country. Veterans, active military, and their families have access to VA loans. VA loans are mortgage loans specifically created for these individuals. Though offered through private lenders, they are guaranteed by the Department of Veteran Affairs (VA), making it a fantastic program for those who qualify. We can get you into your home Macomb County, Oakland County, and all of Southeast Michigan.

GET STARTED NOW

Do I Qualify?

To qualify for a VA loan, you must present the lender a certificate of Eligibility includes most veterans, active military, reservists, and National Guard members.