USDA Mortgages are Available!
USDA Mortgages are Available!
Receive a quote on a USDA Loan today.
USDA LOAN MORTGAGE RIGHT FOR YOU?
About USDA Loans
USDA loans are available from the United States Department of Agriculture (USDA) for borrowers interested in purchasing a property located in an eligible Rural Housing zone in Southeast Michigan. These loans allow a borrower to purchase a home with no money down and additional help with closing costs, as long as borrowers meet certain income guidelines. Homebuyers may actually be able to purchase a home with zero money down, and actually receive closing costs. In fact, USDA loans allow up to 100% of the appraised value or sale price.
The USDA Mortgage Loan Process
- Complete our simple USDA Loan Mortgage Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
More About USDA Loans
USDA Loan Mortgages
If you’re looking to buy a home or property in Macomb County or Oakland County, you may be able to purchase it with zero money down. We will help you determine if you meet the low-to-moderate income requirements and if the property falls into an area defined by the USDA as rural. USDA loans are for first-time homebuyers and repeat home buyers in Michigan .
- No down payments
- Loans up to 100% of appraised value or sale price
- Must be within household income limits
- Home must be located in designated Rural
- Housing zones
- Fixed rate mortgages
- No private mortgage insurance (PMI) requirement
- No pre-payment penalty
- Credit scores as low as 600
Do I Qualify?
To qualify for a USDA loan, you must meet the low-to-moderate income requirements and if the property falls into an area defined by the USDA as rural.
Home in Designated Rural Area
600+ Credit Score Needed
Within Household Income Limits
Get Your USDA LOANÂ Quote Now!
