Purchase

with Locked-IN Lending, LLC

Purchase a Home in Michigan

Buying a home is a life-changing event that is both exciting and nerve-wracking. Let us take as much of the worry out of the process as possible. The Michigan mortgage experts at Locked-IN Lending, LLC have years of experience to help you navigate through the home loan process. Obtaining a mortgage doesn’t have to be stressful, if you’re working with the right mortgage company. We will help guide you from getting pre-approved to closing on time without hassle.

Our mortgage team will take all aspects into account when helping you choose the right home loan for you, including you and your family’s needs, financial situation, and credit history. With extensive history in the mortgage industry, our mortgage experts will explain all home loan options available to you, along with the pros and cons of each. If you have any questions along the way, we’re here to help. Contact us now to get a one-on-one consultation.

What types of mortgages are available to me?

 

Most everyone has heard of a mortgage and knows that one is needed to buy a house. The problem is that the majority of people don’t know there are a variety of mortgage types available. There are the typical Conventional loans, fixed rate mortgages, adjustable rate mortgages, FHA loans, VA loans, USDA loans…find out more on our types of loans page. Our experts will assist you in choosing the right mortgage loan program that fits your needs and financial situation. Not every mortgage program is right for everyone. We will help you find the right mortgage for you and get it Locked-IN.

Typical Steps in the Mortgage Process

Meet with Locked-IN Lending, LLC for your initial consultation

Get your pre-approval for a mortgage and know your budget

Hire a real estate agent, have fun shopping for a home, then place an offer

Revisit Locked-IN Lending, LLC and start your mortgage application

Submit all required documents to the underwriters

Complete any required home inspections and appraisals

Schedule your closing with all parties, then start getting excited

Complete your closing, get the key for YOUR NEW HOUSE, and throw a party

How large of a mortgage can I afford?

 

When you decide you’re ready to look at buying a new home, vacation home, or investment property in Michigan, call Locked-IN Lending, LLC to help you figure out how much you can afford. Over the past few decades, people have found themselves in major financial trouble by getting mortgages far greater than they could ever afford. We will ensure that the mortgage you choose not only fits your needs, but your financial situation. We’ll even help you plan for the unexpected hiccup and decide just how much risk you should take. This is where getting pre-approved comes in. The process of pre-approval will help you discover what price you can afford to pay for a house. Plus, having been pre-qualified, it’ll help your offer on a house by proving the strength of your commitment. Get an idea of what your payment might be by using our mortgage calculator.

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Get the right mortgage for you Locked-IN today.